Apply today
the Loan you want, without the stress.
How can a Tax Credit help me buy a home?
if you meet the following conditions you may qualify for a Tax Credit at purchase
-
have not owned a primary residence in the past 3 years
-
have a household income of no more than either $90,100 for two people or $103,615
-
Purchase a home for no more than $349,525
We handle all the paperwork and after you close on your home you will receive 20% of the interest you pay every year on your home as a tax credit when you file your annual tax return for as long as you have the loan. This can be as much as $4718.92
this credit can also help you qualify for a purchase price $20,000 to $40,000 more than you would otherwise
Common issues we overcome
Self-employed and Craft Workers
If you are a truck driver, a welder, a pipefitter, or a plant shutdown employee your loan application needs more care and an expert loan originator because of the unique things that apply to your employment. Most mortgage lenders struggle approving these types of employment because on paper they appear to be unstable. An expert can help qualify you for a higher purchase price to help you buy the home you want.
High Debt Buyers
It seems like more and more people today finance most of their purchases. This can be anything from their monthly grocery purchases, cars, or cosigning for family. When applying for a home loan some households might have to qualify with only one members income as opposed to qualifying with their total household income. Working with an expert who knows the ins and outs can help boost the amount of money you are approved for, so you do not miss out on the home that's right for you and your family
Houston Based
Ahmed Mohamed has operated in the Houston market for the past 20 years. Understanding our local job market and real estate has helped us become one of the best lenders you can work with.
